XRP Could Capture 14% of SWIFT’s Global Volume, Ripple CEO Says

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SINGAPORE — Ripple CEO Brad Garlinghouse is betting big on XRP’s XRP role in the future of cross-border payments, saying the token could capture 14% of the volume carried by SWIFT, the global interbank messaging network, within five years. Speaking at the XRP APEX 2025 event in Singapore on Wednesday, Garlinghouse framed the prediction around XRP’s utility in transferring funds internationally. “There are two parts to SWIFT today: messaging and liquidity,” Garlinghouse said. “Liquidity is owned ...