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Crypto Cards Gain Ground Over Traditional Banks for Small Payments in Europe

2025-07-04 05:36:47

Main Idea

A new report from CEX.IO highlights the growing use of crypto cards in Europe, with 45% of transactions under 10 euros, reflecting a shift in consumer behavior towards digital payments and stablecoins dominating the market.

Key Points

1. 45% of crypto card transactions are under 10 euros, indicating a shift in consumer behavior towards smaller, more frequent digital payments.

2. CEX.IO saw a 15% year-on-year increase in newly issued crypto cards in Europe in 2025.

3. 40% of crypto card transactions are made online, nearly double the ECB's reported 21% for traditional bank cards.

4. Stablecoins dominate crypto card transactions, accounting for 73% of all payments.

5. The average crypto card transaction is €23.70, lower than the €33.60 average for traditional bank card payments.

Description

Cryptocurrency-linked payment cards are rapidly gaining traction in Europe, particularly for small purchases typically dominated by cash. According to a new report from CEX.IO, 45% of crypto card transactions fall under the 10-euro mark, reflecting a shift in consumer behaviour and highlighting crypto’s growing role in day-to-day payments. The report, shared with Cointelegraph, noted a 15% year-on-year increase in newly issued CEX.IO crypto cards across the continent in 2025. This trend indicate...

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