Countdown Begins: Ripple’s XRP Escrows Nearing Full Release, Here's When

Key Points

1. Ripple's XRP escrow program might be reaching an end, with predictions about when the remaining 36.4 billion XRP might hit the market.

2. Current projections suggest it could take 10 years at 300 million XRP released monthly, 7.5 years at 400 million XRP starting in 2026, or 6 years if the monthly unlock increases by 100 million XRP annually from 2026 onward.

3. Ripple unlocked 1 billion XRP in July 2025, with 700 million relocked and 300 million circulating for utilities like ODL services and ETPs.

4. There is a possibility Ripple might stop relocking any part of the monthly 1 billion XRP allowance, which would speed up the release cycle.

5. The projections are based on current patterns and trends, with scenarios outlined by XRPwallets, a well-followed community member.