XRP experienced a sharp 6% price surge following legislative progress on the bipartisan Generating Responsible Innovation for U.S. (GENIUS) Act by the U.S. House Financial Services Committee. The proposed regulatory framework for stablecoins aligns closely with Ripple’s strategic roadmap for its forthcoming RLUSD stablecoin and broader payments infrastructure.
Forecasts indicate RLUSD adoption stands to accelerate under the GENIUS Act’s federal guidelines, which streamline custody requirements and operational standards. This harmonization significantly benefits Ripple’s existing institutional partnerships, most notably the custodial collaboration with banking giant BNY Mellon.
Significantly, the bill transfers primary oversight of stablecoin issuers from the Securities and Exchange Commission (SEC) to the Treasury Department and Office of the Comptroller of the Currency (OCC). This jurisdictional shift markedly diminishes regulatory ambiguities that previously challenged Ripple’s operations and XRP’s classification.
Beyond immediate price action, analysts anticipate heightened utility for XRP within cross-border payment corridors via its established role as a liquidity bridge for Ripple’s enterprise solutions. Market sentiment reflects growing confidence that regulatory clarity could catalyze broader institutional adoption of XRP as stablecoin interoperability expands.