The newly approved GENIUS Act creates a federal regulatory structure for dollar-pegged stablecoins in the United States but contains provisions allowing foreign issuers to operate domestically under comparable standards. This regulatory loophole raises concerns about competitive imbalances between domestic and… Read More »GENIUS Act Establishes US Stablecoin Framework with Foreign Issuer Loophole
Ripple’s enterprise-focused RLUSD stablecoin is experiencing unexpected retail adoption momentum on the XRP Ledger, challenging its initial strategic positioning and intensifying competition with established players like USDC. Originally launched in late 2024 with institutional clients as the primary target, RLUSD… Read More »Ripple’s RLUSD Stablecoin Sees Surprising Retail Surge on XRP Ledger
JPMorgan forecasts a significant downturn for Circle’s market capitalization, projecting it will fall to $21 billion by 2026 despite the stablecoin issuer’s current market strength. This projection reflects mounting competitive pressures and regulatory uncertainties facing the industry. Circle experienced impressive… Read More »JPMorgan Predicts Sharp Decline in Circle’s Market Cap to $21B by 2026 Amid Growing Competition and Regulatory Risks
PayPal announced plans to integrate its stablecoin PayPal USD (PYUSD) with the Stellar blockchain, pending regulatory approval. This strategic move aims to leverage Stellar’s high-speed, low-cost infrastructure for improved cross-border payment efficiency and global financial accessibility. Subject to approval by… Read More »PayPal Plans PYUSD Expansion to Stellar Network to Enhance Cross-Border Payments