Ripple’s bid to obtain a U.S. national bank license could enable the company to issue a regulated stablecoin, RLUSD, designed to enhance institutional trust and expand XRP’s utility.
This strategic move aims to solidify Ripple’s position in compliant financial solutions while potentially broadening XRP’s market integration.
Concurrently, rumors suggest Ripple may pursue an initial public offering, which could decouple the company’s corporate valuation from XRP’s price movements.
Uncertainty persists about the token’s immediate price reaction, alongside ongoing speculation about a potential XRP spot exchange-traded fund that might improve accessibility and market liquidity.
Despite sector rumors, Ripple remains a competitor to global payment network Swift with no confirmed collaboration agreements.
Further market ambiguity stems from Ripple’s scheduled monthly XRP releases from escrow and derivatives open interest surpassing $10 billion.