Blockchain firm Ripple and financial infrastructure provider OpenPayd have announced a strategic partnership to transform international transactions through combined use of XRP and RLUSD stablecoin. The collaboration specifically targets chronic inefficiencies in traditional cross-border payments, including slow settlement times, prohibitive costs, and transparency gaps.
Central to the solution is XRP’s role in Ripple’s On-Demand Liquidity (ODL) service, which facilitates rapid value movement across borders. Complementing this, OpenPayd’s infrastructure now natively supports RLUSD—Ripple’s U.S. dollar-pegged stablecoin—to enhance liquidity stability during international settlements.
Small and medium-sized enterprises and individuals conducting cross-border commerce or remittances stand to benefit disproportionately from the streamlined processes. By integrating Ripple’s blockchain expertise with OpenPayd’s regulatory-compliant payment rails, the partnership establishes a new benchmark for speed, affordability, and operational clarity in global money movement.