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XRP Price Eruption Hangs On As Ripple Applies For US National Bank Charter

2025-07-02 22:15:19

Main Idea

Ripple has applied to the U.S. Office of the Comptroller of the Currency (OCC) to create a national trust bank, aiming to establish both state and federal oversight for its operations.

Key Points

1. Ripple submitted its application to the OCC on July 2, as announced by CEO Brad Garlinghouse on X (formerly Twitter).

2. If approved, Ripple would operate under both state (via NYDFS) and federal oversight, setting a new benchmark for trust.

3. Ripple's subsidiary Standard Custody & Trust Company applied to hold reserves for its RLUSD stablecoin directly with the U.S. central bank.

4. The move follows recent stablecoin legislation (GENIUS Act) passed by the Senate, which President Trump urged the House to approve quickly.

5. XRP's price was $2.26 at press time, reflecting a 4.2% daily gain.

Description

On the heels of significant progress in its protracted legal battle, Ripple, the blockchain-based payments firm closely associated with the XRP cryptocurrency, confirmed Wednesday that it has filed an application with the U.S. Office of the Comptroller of the Currency (OCC)for a national banking license. The license would allow the company to potentially act as a custodian for its own reserves under federal banking regulations amid President Donald Trump’s explicitly crypto-friendly administrati...

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