XRP ETF Approval and Ripple IPO happening in 2025?

Key Points

1. Ripple's pre-IPO shares are trading OTC at a $20 billion valuation, but XRP's price may not directly benefit as investors might prefer Ripple stock over the token.

2. Ripple applied for a U.S. national bank license to support its stablecoin RLUSD, aligning with new regulatory rules like the Genius Act.

3. Bloomberg analysts estimate a 95% chance of spot XRP, Litecoin, and Solana ETFs being approved by October 2025, potentially boosting XRP's institutional appeal.

4. Rumors of a Ripple-Swift partnership are false; Ripple CEO Brad Garlinghouse confirmed they remain competitors despite shared technology interests.

5. Ripple's monthly XRP escrow releases are normal operations, not dumping, though the company plans to stop quarterly reports due to SEC pressure.