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Why an RIA founder is suggesting a 10-40% crypto allocation

2025-06-30 19:57:47

Main Idea

Ric Edelman, founder of Edelman Financial Engines, recommends increasing crypto allocations to 10-40% due to reduced risks and greater institutional support compared to 2021.

Key Points

1. Ric Edelman suggests a 10% crypto allocation for conservative investors, rising to 25-40% for moderate or aggressive risk profiles.

2. He argues that a 40% crypto allocation today is safer than a 1% allocation in 2021, citing reduced regulatory risks and institutional adoption.

3. Edelman expects Bitcoin to reach $500,000 by 2030 and believes crypto can help financial advisors attract more clients and assets.

4. Recent data shows $2.7 billion in net inflows to digital asset products, with $2.2 billion going into Bitcoin offerings.

5. Crypto-linked stocks like Coinbase (COIN), MicroStrategy (MSTR), and Robinhood (HOOD) have seen significant year-to-date gains.

Description

A 40% allocation to crypto today is safer than a 1% allocation was in 2021, Ric Edelman argues

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