What Is Crypto Adoption, And Is It Increasing? Examining Global Growth In 2025

Key Points

1. Crypto adoption involves trading, payments, remittances, and blockchain-based financial services, with key measures including wallet creation and transaction volume.

2. In Sub-Saharan Africa, crypto is increasingly used as a hedge against inflation and for remittances, with countries like Nigeria and Ethiopia leading adoption.

3. North America's adoption is driven by institutional investors, with the U.S. ranking fourth on the Global Crypto Adoption Index.

4. Barriers to mass adoption include market volatility, security risks (e.g., scams, hacks), and lack of clear regulatory frameworks.

5. Real-life examples of crypto adoption include the U.S. Federal Housing Finance Agency's directive on crypto mortgages and Gridless Compute's use of bitcoin mining for rural energy in Africa.