Trump’s Executive Order Coming Today Excites XRP Army. Here’s why

Key Points

1. President Trump's executive order will allow cryptocurrencies like XRP to be included in employer-sponsored 401(k) retirement accounts, as confirmed by Reuters.

2. The Treasury Department and the SEC are expected to establish a regulatory framework for cryptocurrencies in retirement plans.

3. This follows the Department of Labor’s May 2025 decision to allow cryptocurrencies in retirement plans, provided fiduciaries meet ERISA obligations and conduct due diligence.

4. The 401(k) market, worth $12 trillion, could see significant crypto investment if the executive order is implemented, marking a major shift for XRP holders and the crypto community.

5. Despite excitement, some financial professionals and lawmakers remain cautious, citing crypto's volatility and potential reputational risks for retirement portfolios.