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Trump Admin Weighs Crypto in Retirement Portfolios: Report

2025-07-18 02:55:42

Main Idea

The Trump administration is considering expanding 401(k) investment options to include alternative assets like cryptocurrencies, metals, and private equity, marking a shift in US retirement policy.

Key Points

1. Trump plans to sign an executive order allowing 401(k) plans to include alternative investments beyond traditional stocks and bonds.

2. The Department of Labor rescinded a Biden-era policy discouraging crypto options in 401(k) plans.

3. Wall Street firms like Blackstone and Apollo are preparing for potential changes in retirement investment options.

4. The move aims to modernize 401(k) plans and align them with evolving market dynamics.

5. Consumer protections and oversight are emphasized due to the complexity and liquidity risks of alternative investments.

Description

The Trump administration is reportedly preparing to open the doors of the $9 trillion US retirement market to cryptocurrencies, gold and private equity, a move that could redefine how millions of Americans invest their savings. Trump is expected to sign an executive order as early as this week that would allow 401(k) plans to include a broader set of alternative assets, the Financial Times reported Friday. This order would instruct US regulatory agencies to study and remove any remaining barrier...

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