Top pick before August? This crypto could 100x by summer 2026

Key Points

1. Mutuum Finance (MUTM) features a dual-model lending structure: Peer-to-Contract (P2C) for stablecoins and blue-chip crypto, and Peer-to-Peer (P2P) for high-risk assets like Dogecoin (DOGE) or Shiba Inu (SHIB).

2. The presale is in Phase 6 with a token price of $0.035, having raised over $13.7 million from more than 14,500 holders; the price will increase to $0.04 once Phase 6 closes.

3. The platform introduces mtTokens, interest-bearing tokens for lenders, and has undergone a CertiK audit with high scores (95/100 Token Scan, 78/100 Skynet Trust).

4. Early adopters could see significant returns, with projections suggesting 10× to 20× gains by 2026, and potential 100× returns in a bullish market.

5. The platform's value proposition includes P2P and P2C lending, staking rewards, mtToken utility, and a native stablecoin mechanism.