This $0.03 coin could be the summer 10x sleeper that replaces XLM in top 30

Description

As attention shifts toward undervalued crypto projects with real yield and on-chain functionality, one low-cap token is gaining momentum: Mutuum Finance (MUTM) . While Stellar (XLM) continues to focus on cross-border payments, its market position has barely moved in years. Meanwhile, Mutuum Finance (MUTM) is preparing to launch a Layer-2 powered lending protocol with features that go far beyond payments—offering overcollateralized loans, a decentralized stablecoin, and real-time passive income, ...