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‘There is no legitimate use case for crypto’ — US Representative Stephen Lynch

2025-07-16 21:24:04

Main Idea

US Democratic lawmakers, including Representative Stephen and Maxine Waters, criticize cryptocurrencies as having no legitimate use case and advocate for central bank digital currencies (CBDCs), while opposing anti-CBDC legislation.

Key Points

1. US Democratic lawmakers label cryptocurrencies as a 'scam' with no legitimate use case, citing risks like ransomware heists.

2. Representative Maxine Waters opposes the CBDC Anti-Surveillance State Act, calling it the 'anti-innovation act' and a threat to national security.

3. Federal Reserve Chair Jerome Powell stated the central bank would not develop a CBDC during his tenure.

4. Countries like India and Australia are exploring CBDCs, with India's central bank announcing plans and Australia testing wholesale CBDCs in a closed experiment.

5. Bank of England Governor Andrew Bailey emphasized the need to focus on tokenizing the financial system rather than CBDCs.

Description

Lynch joined his Democratic colleagues in denouncing cryptocurrencies and calling for a central bank digital currency (CBDC).

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