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Stablecoins May Reshape U.S. Treasury Market at $750B Threshold, Standard Chartered Says

2025-07-15 16:31:26

Main Idea

Stablecoins could reach $750 billion by 2026, potentially reshaping the U.S. Treasury market and influencing government debt issuance and USD demand, driven by regulatory clarity and broader adoption.

Key Points

1. Geoff Kendrick of Standard Chartered predicts stablecoins could hit $750 billion by 2026, up from the current $240 billion.

2. This growth may pressure U.S. government debt issuance and alter the structure of the Treasury yield curve.

3. Regulatory clarity, including potential passage of the GENIUS Act, could accelerate stablecoin adoption.

4. Stablecoins are typically backed by short-term U.S. Treasury securities, linking them closely to traditional finance.

5. Emerging markets may be particularly affected as stablecoins could divert capital from local banking systems.

Description

The stablecoin market could start reshaping traditional finance if it grows to about $750 billion, according to Geoff Kendrick, Standard Chartered’s head of digital assets research. Kendrick, writing in a note Tuesday after a week-long trip through Washington, New York and Boston, said there’s a growing consensus among crypto industry players, fund managers and policymakers that this $750 billion mark would be the tipping point where stablecoins begin to influence government debt issuance, monet...

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