Bitprismia

Software Dev Projects $59 XRP Price Based on Ripple’s SWIFT Target

2025-07-20 17:25:00

Main Idea

A software engineer's analysis predicts XRP could reach $59.40 based on Ripple's potential to capture 15% of SWIFT's daily transactions and other adoption factors.

Key Points

1. Vincent Van Code's analysis projects XRP's price at $59.40, factoring in Ripple's target of processing 15% of SWIFT's $5 trillion daily volume ($750 billion via ODL).

2. The model accounts for XRP's total supply, with adjustments for locked/lost coins, estimating ~13 billion XRP as liquid for daily transactions.

3. Base utility price calculation assumes XRP reuse and velocity, leading to a base price of $28.85 before multipliers.

4. Real-world multipliers include RLUSD adoption (10%), other stablecoins (20%), institutional use (30%), and legal clarity (20%), raising the projected price to $59.40.

5. The target timeframe for this valuation is 2026-2027, contingent on adoption progress like RLUSD integration and tokenized FX.

Description

A recent analysis by Vincent Van Code (@vincent_vancode), a respected software engineer and prominent voice in the XRP community, has outlined a detailed path to a potential XRP price of $59.40. The forecast hinges on Ripple’s push to capture a significant share of SWIFT’s daily volume, the impact of RLUSD, and growing institutional interest in the XRP Ledger (XRPL). Van Code points to Ripple’s stated goal of processing around 15% of SWIFT’s daily transactions , which amount to roughly $5 trilli...

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$XRP
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