Ripple Is Moving Like a Bank: Expert Says Make Your XRP Bag Ready for What’s Coming
2025-07-05 08:50:36

Main Idea
Ripple is operating similarly to a neo-bank without a traditional banking license, leveraging its On-Demand Liquidity (ODL) product and RippleNet to provide financial services globally.
Key Points
1. Ripple's global reach extends to over 55 countries, functioning like a neo-bank without holding a traditional banking license.
2. Ripple's financial services are centered around its On-Demand Liquidity (ODL) product and RippleNet, which facilitate fast and low-friction transactions.
3. Ripple recently launched RLUSD, a U.S. dollar-backed stablecoin, to improve transaction speed and reduce friction.
4. Ripple is expanding financial inclusion by making cross-border payments more accessible to underserved markets.
5. Ripple may eventually seek a full national bank charter, positioning itself as a future blueprint for blockchain-based financial platforms.
Description
Crypto enthusiast X Finance Bull recently drew attention to Ripple’s positioning as a digital neo-bank, noting the company’s ongoing expansion and infrastructure development. The post highlights that Ripple is now operating with many of the features of a bank—specifically a neo-bank—without holding a traditional banking license. The statement underscores Ripple’s global reach, now extending to over 55 countries, with real-time payment infrastructure and stablecoin functionality already active. A...
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