Researcher Presents Direct Code Linking XRP to ISO 20022 and SWIFT
Main Idea
A researcher presents code evidence linking XRP's infrastructure to ISO 20022 and SWIFT, suggesting technical integration between RippleNet, XRP, and global banking standards.
Key Points
1. Researcher SMQKE shared code snippets showing RippleNet's payment schema is based on ISO 20022 identifiers, tying it to the global messaging framework.
2. Another code screenshot from R3 Corda's finance module reveals integration between XRP transaction functions and SWIFT-related services.
3. SMQKE argues this demonstrates XRP's compatibility with SWIFT's ISO 20022 mandate, positioning it for global banking interoperability.
4. Previous discussions clarified that while XRP itself is not ISO 20022 compliant, Ripple's commercial products can support the standard.
5. The findings highlight how XRP transactions can align with global banking standards through RippleNet and SWIFT-compatible platforms.
Description
A recent tweet from prominent XRP community member SMQKE has drawn attention to specific code linking XRP’s infrastructure to both the ISO 20022 messaging standard and SWIFT systems. In his post , SMQKE presented two screenshots of code files. The first image displays part of RippleNet’s “Payment Object – Supporting Information Schema” in JSON format. Within this schema, an “externalclearingsystem” definition is shown with a description explicitly stating that it is “based on ISO 20022 ExternalC...
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