Pundit Explains Why XRP and RLUSD Will Win Regardless of U.S. Crypto Bills’ Outcome

Key Points

1. The U.S. House failed to pass three major crypto bills, including the Anti-CBDC Surveillance State Act, with a 196–223 vote, stalling regulatory progress.

2. Ripple already has a purpose-built platform for CBDCs, with pilot programs in Bhutan, Montenegro, and Colombia, giving it a first-mover advantage.

3. RLUSD, Ripple's dollar-backed stablecoin, is already operational on the XRP Ledger, offering real-time settlement and cross-border transactions without waiting for federal regulation.

4. JackTheRippler asserts that Ripple's existing infrastructure ensures XRP and RLUSD's success, regardless of future U.S. regulatory decisions on CBDCs.