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PayPal Opens 100+ Crypto Payment Options for US Merchants, But PYUSD Hits Regulatory Snag

2025-07-28 14:41:19

Main Idea

PayPal introduces 'Pay With Crypto' feature to allow U.S. merchants to accept over 100 cryptocurrencies, reducing cross-border transaction fees to 0.99%, though these transactions are not insured by the FDIC or SIPC.

Key Points

1. PayPal's 'Pay With Crypto' feature enables U.S. merchants to accept over 100 cryptocurrencies at checkout, with payments converted to USD or PYUSD instantly.

2. Transaction fees start at 0.99% for the first year, increasing to 1.5% thereafter, aimed at reducing cross-border costs.

3. Supported cryptocurrencies include Bitcoin, Ethereum, USDT, XRP, Solana, and even memecoins like TRUMP and FARTCOIN.

4. PYUSD and other digital assets used in transactions are not insured by the FDIC or SIPC, lacking federal protection for users.

5. The GENIUS Act has influenced the shift in stablecoin usage towards payments rather than earning interest.

Description

The post PayPal Opens 100+ Crypto Payment Options for US Merchants, But PYUSD Hits Regulatory Snag appeared first on Coinpedia Fintech News Following the establishment of GENIUS Act, major US companies are stepping up to aggressively expand their crypto offerings. One of them is PayPal, which is bringing cryptocurrency deeper into mainstream commerce. The payments giant has announced a new feature called “Pay With Crypto,” allowing U.S. merchants to accept over 100 cryptocurrencies at checkout. ...

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