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Japan just found a way to let you earn XRP without spending yen

2025-07-17 15:35:51

Main Idea

Aplus, a credit card company under Japan’s Shinsei Bank Group, has partnered with SBI VC Trade to allow users to convert credit card points into XRP, BTC, and ETH, simplifying cryptocurrency acquisition without direct cash spending.

Key Points

1. Aplus and SBI VC Trade launched a rewards program on July 8, 2025, enabling Aplus credit cardholders to redeem points for XRP, BTC, and ETH.

2. Users earn 1 point per 200 yen spent, with a 0.5% bonus for monthly spending over 50,000 yen, redeemable for approximately 2,000 yen worth of cryptocurrency.

3. XRP's inclusion aligns with SBI Holdings' partnership with Ripple and its utility in fast, low-cost payments compared to Bitcoin and Ethereum.

4. Japan’s clear regulatory framework by the FSA supports cryptocurrency adoption, facilitating initiatives like Aplus’s rewards program.

5. The integration reflects a global trend of blending digital assets with consumer finance, similar to partnerships like Amex-Coinbase in the US.

Description

Aplus and SBI VC Trade launch Japan’s first point-to-crypto program, letting users earn XRP, BTC and ETH from everyday spending.

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Japan