Here’s How Much XRP You Need Today to Join Top 10% Wallets

Main Idea
Owning just 2,505 XRP places you in the top 10% of XRP wallets, as the average wallet size is inflated by large accounts, and the distribution of XRP is highly concentrated among a small percentage of holders.
Key Points
1. The average XRP wallet holds 12,350.86 XRP, but owning 2,505 XRP is enough to be in the top 10% of wallets.
2. The top 1% of XRP wallets hold around 50,637 XRP, and the top 0.1% hold more than 369,000 XRP.
3. XRP's distribution is highly concentrated, with a small percentage of wallets holding the majority of the supply.
4. The top 10% cutoff is currently around $5,000 worth of XRP, making it accessible for many investors.
5. XRP PhantomX's analysis highlights that most people underestimate how early they are in the XRP ecosystem.
Description
In a recent post on X, XRP analyst XRP PhantomX highlighted a surprising fact: while the average XRP wallet holds 12,350.86 XRP, owning just 2,505 XRP is enough to rank in the top 10% of all wallets. The takeaway? Most people are still early in the game, and the opportunity to gain a meaningful position in XRP’s ecosystem is still very much alive. Elite Status Is Closer Than You Think According to on-chain data from the XRP Rich List , a balance of only 2,486 XRP today places you among the top 1...
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