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Ghana plans crypto licensing law to regulate $3 billion industry

2025-07-24 13:01:49

Main Idea

Ghana is planning to introduce a crypto licensing law to regulate its $3 billion cryptocurrency market, aiming to formalize digital assets and support the country's Web3 ambitions.

Key Points

1. Ghana's crypto market transaction volume has reached $3 billion, prompting the need for regulatory measures.

2. The proposed law, expected to be submitted to parliament by September 2025, aims to formalize digital assets and integrate them into the financial system.

3. Ghana's move follows regional trends, with South Africa already licensing 248 Crypto Asset Service Providers (CASPs), while Nigeria, despite higher transaction volumes, lacks a comprehensive framework.

4. The legislation seeks to reduce systemic risks from unregulated platforms and support the country's Web3 development goals.

5. The Bank of Ghana's deputy governor, Johnson Asiama, confirmed the upcoming legislation in an interview with Bloomberg.

Description

Ghana is preparing to introduce a formal crypto licensing framework as its digital asset market hits $3 billion in transaction volume. The move, driven by concerns over currency volatility and missed opportunities in Web3, is expected to enter parliament by September, according to Bank of Ghana (BoG) deputy governor Johnson Asiama. The cedi, Ghana’s fiat currency, has surged 48% in the past year after a steep 25% drop the year before. Policymakers are looking to regulate the growing use of crypt...

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