GENIUS Act May Support Ripple’s RLUSD Stablecoin While XRP Impact Remains Limited, Experts Suggest

Key Points

1. The GENIUS Act introduces a structured regulatory environment for stablecoin issuers, benefiting Ripple’s RLUSD and positioning it to compete with USDC and USDT.

2. Institutional adoption is expected to drive RLUSD’s growth, leveraging regulatory certainty to attract partnerships.

3. RLUSD’s integration could reconfigure Ripple as a core infrastructure provider in the U.S. financial system, but its success depends on regulatory navigation.

4. The impact of RLUSD transactions on XRP’s circulating supply is negligible, with only about 14 million XRP burned out of 59.1 billion in circulation.

5. The ongoing SEC lawsuit against Ripple creates uncertainty for XRP, potentially leading Ripple to reduce reliance on XRP by leveraging RLUSD.