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Fed Survey Signals Structural Breakdown in US Credit System

2025-08-05 04:37:12

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Description

Warning signs emerged in the July 2025 Federal Reserve lending survey, revealing entrenched structural stress across U.S. credit markets. Banks imposed tighter lending standards for nearly all categories, with business and consumer loan access deteriorating despite easing compared to 2024. Commercial and industrial credit dried up, particularly for small firms, as banks cited regulatory pressure,

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