Crypto Regulations In Pakistan 2025

Key Points

1. Pakistan is planning to pilot a central bank digital currency (CBDC) and has introduced the Virtual Assets Ordinance 2025, creating the Pakistan Virtual Asset Regulatory Authority (PVARA).

2. The government approved the Pakistan Digital Assets Authority (PDAA) based on PCC’s recommendations, marking a turning point in Pakistan’s crypto regulation.

3. Pakistan’s crypto tax policy includes a flat 15% capital gains tax (CGT) on crypto profits, with income from mining, staking, or payments taxed as regular income (5%-35%).

4. Crypto companies must comply with strict KYC/AML policies, report transactions to the FBR, and face penalties for non-compliance, including fines and legal prosecution.

5. Pakistan ranks 3rd or 4th globally in crypto adoption, with an estimated 20-27 million users and a crypto market expected to reach $1.6 billion in 2025.