Coinpedia Digest: This Week’s Crypto News Highlights | 19 July, 2025

Key Points

1. The GENIUS Act, the first U.S. stablecoin law, was signed into law, requiring stablecoins to be backed by liquid assets like U.S. dollars and short-term Treasuries.

2. President Trump is expected to issue an executive order allowing 401(k) plans to include crypto, gold, and private equity investments.

3. Standard Chartered became the first global bank to offer regulated Bitcoin and Ethereum trading, signaling broader institutional adoption.

4. June's U.S. inflation data showed a 2.7% annual rate, keeping the Fed cautious, while Bitcoin's market cap neared $4 trillion amid sharp gains in Ethereum and XRP.

5. Ripple paid a $125 million cash settlement to the SEC, though the lawsuit remains unresolved, and XRP's price surged 29% this week.

6. Bitcoin outperformed gold as 2025's top asset, with a 30% year-to-date surge, reaching a peak of $123,000.

7. Cross-chain crime tripled since 2023, with criminals moving over $21.8 billion through decentralized platforms, according to Elliptic.

8. Citi is exploring stablecoin issuance, and El Salvador's Bitcoin holdings tripled in 2025, now worth over $760 million.

9. The DOJ ended its probe into Polymarket, marking a win for crypto betting platforms.

10. The article also mentions upcoming events and market trends, such as the potential for XRP to hit a new all-time high and Ethereum's 6-month high.