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Bithumb Adjusts Crypto Lending Rules, Reducing Loan Limits and Leverage Amid Regulatory Scrutiny

2025-08-12 08:13:37

Main Idea

Bithumb has reduced its maximum loan limits by 80% and halved leverage to address regulatory concerns over high-risk crypto lending products.

Key Points

1. Bithumb cut maximum leverage from 4x to 2x and reduced the maximum lending amount from 1 billion won ($726,000) to 200 million won ($145,000).

2. The changes are in response to regulatory scrutiny in South Korea, with the Financial Services Commission (FSC) and Financial Supervisory Service (FSS) forming a task force to address crypto lending risks.

3. Over 25% of South Koreans aged 20-50 own cryptocurrency, with the highest ownership rate (31%) among individuals in their 40s.

Description

Bithumb has reduced its maximum loan limits by 80% and halved leverage to address regulatory concerns over high-risk crypto lending products. New rules cut maximum leverage from 4x to 2x.

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