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Banking Giant PNC Wades Into Crypto Trading

2025-07-22 18:20:48

Banking Giant PNC Wades Into Crypto Trading

Main Idea

PNC Bank is expanding into cryptocurrency trading, reflecting a broader trend of U.S. banks engaging with the crypto sector amid regulatory shifts.

Key Points

1. PNC Bank, with around $400 billion in deposits, is entering the crypto trading space, joining other U.S. banking giants like JPMorgan.

2. PNC previously adopted Ripple's xCurrent cross-border payment system in 2018, becoming the first U.S. bank to do so.

3. PNC's crypto trading plans have been in development since 2021, with CEO Bill Demchak stating the platform was 'built and ready' but delayed due to regulatory uncertainty.

4. PNC has increased its stake in the Bitwise Bitcoin ETF (BITB), indicating institutional Bitcoin exposure.

5. The move aligns with the U.S. government's increasing embrace of the crypto sector, though regulatory challenges remain.

Description

PNC is set to finally offer cryptocurrency trading after previously postponing the plans due to regulatory uncertainty

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