Appeal delay threatens XRP ETF as MUTM emerges as 2025’s best crypto investment

Key Points

1. The SEC's ongoing silence on its Ripple appeal is creating uncertainty for an XRP-spot ETF, with XRP trading at $3.4264, below its July 18 peak of $3.6606.

2. Mutuum Finance (MUTM) has raised $12,800,000 in its presale, sold over 625 million tokens, and attracted 13,800 holders, with Phase 5 over 85% filled and a token price of $0.03 (a 200% increase from its initial price).

3. Mutuum Finance is pioneering a dual-lending DeFi model and developing a USD-pegged stablecoin on Ethereum, positioning itself as a leader in decentralized finance.

4. The project has completed a CertiK audit with a 95.00 security score and launched a $50,000 USDT Bug Bounty Program, along with a $100,000 MUTM giveaway to incentivize community participation.

5. Analysts project a post-launch value of $2.50 for MUTM, with Phase 6 approaching, which will increase the token price to $0.035 (a 16.7% hike).