Artificial intelligence platforms have released conflicting projections for XRP’s price trajectory in 2026, with Perplexity AI forecasting constrained growth while competitors paint significantly bullish scenarios contingent on Ripple’s business developments.
Perplexity AI anticipates XRP may struggle to exceed $3.40 due to persistent U.S. legal and regulatory challenges faced by Ripple, noting unresolved litigation continues to dampen investor confidence and price potential.
In contrast, other models project substantially higher valuations: ChatGPT and Gemini suggest $3.50-$6.00 ranges predicated on Ripple securing major cross-border payment partnerships, while DeepSeek AI offers an aggressive $30 projection should RippleNet and On-Demand Liquidity capture dominant market share.
Despite variance in predictions, analysts universally identify regulatory resolution as critical to XRP’s appreciation. Institutional adoption and expansion into emerging markets could amplify utility, though price impact remains tightly coupled with legal outcomes.
The forecasts highlight how Ripple’s ability to navigate regulatory headwinds will likely determine whether XRP achieves mainstream financial integration or faces continued valuation constraints through 2026.