Ripple CEO Brad Garlinghouse has projected that the XRP Ledger will secure 14% of global cross-border payment liquidity within the next five years.
The prediction was announced during Garlinghouse’s keynote address at the XRP Ledger Apex 2025 conference in Singapore. He emphasized the ledger’s inherent efficiency and scalability advantages as key drivers for this anticipated market share.
Garlinghouse highlighted the platform’s role in enhancing payment efficiency and reducing transaction costs through decentralized finance solutions. The growing adoption of the XRP Ledger is attributed to its competitive edge in speed and scalability when compared to traditional payment networks.
Industry analysts present at the event viewed the forecast as a significant indicator of progress towards mainstream integration of blockchain technology within international finance. The prediction underscores a rising global demand for more transparent and cost-effective payment infrastructures.