Block Earner has released Australia’s inaugural Bitcoin-backed mortgage product, allowing borrowers to leverage their cryptocurrency holdings as collateral. Under this offering, Bitcoin can account for up to 50% of a property’s total value, providing digital asset owners an alternative pathway to property financing without immediate liquidation.
The initiative arrives following a definitive Federal Court ruling that validated Block Earner’s cryptocurrency services as compliant with the Corporations Act. This legal confirmation established critical regulatory certainty for cryptocurrency integration into mainstream financial instruments.
The mortgage product seeks to bridge digital assets with traditional real estate markets, enabling crypto investors to access property ownership opportunities while retaining potential upside in Bitcoin valuations. This launch represents a significant advancement in diversifying cryptocurrency utility and accessibility within Australia’s regulated financial landscape.