Artificial intelligence models predict XRP, Ripple’s native cryptocurrency, could surge to $285 by 2050 based on long-term growth projections, adoption trends, and market sentiment analysis. The forecast outlines a progressive trajectory starting with an average price of $4.16 in 2025, rising to $42.34 by 2030, $87.49 by 2035, and $160.34 by 2040 before reaching the mid-century peak.
Ripple’s expanding partnerships and utility in cross-border payments are identified as primary growth catalysts, potentially driving mainstream financial adoption. However, the analysis cautions that market volatility, regulatory uncertainties, and technological disruptions could significantly impact these projections. The bullish scenario assumes sustained institutional interest and regulatory clarity for XRP’s integration into global finance ecosystems.